Universities – Lotto reform: could a new prize-linked bond be a safer bet? – UoA

Source: University of Auckland (UoA)

Researchers look back in time to see how people react when lotteries are restricted and an alternative is offered.

Imagine if the money from every Lotto ticket you bought had instead gone into a ‘lottery bond’. You’d still have a chance to win life-changing cash prizes, but your money would also be saved, earning interest and being paid back over time. If you don’t win, you don’t lose it all either.

In Belgium, where University of Auckland finance lecturer Dr Gertjan Verdickt lived most of his life, Lotto draws, like in New Zealand, are broadcast on national television each week, and this sparked his interest in how people respond when governments try to curb gambling.

The Business School researcher and co-author, Amaury De Vicq (University of Groningen), studied what happened after, in 1905, the Dutch government banned the sale and purchase of traditional lotteries but allowed an alternative: ‘lottery bonds’.

“We wanted to look back in time to investigate what happens when a government tries to shift gambling from something addictive and loss-making (lotteries) to something safer such as lottery bonds. How do different socio-economic groups react?”

These ‘lottery bonds’ were a legal fixed-income product that let people invest in a bond while also going into a prize draw. Buyers were guaranteed their money back, plus interest, with the added chance of winning. Similar prize-linked products operate in several countries today, with different designs.

Verdickt says this kind of government-run bond scheme could be attractive in New Zealand.

“Lotto is often defended because it funds community projects, which is fantastic, but it can disproportionately draw spending from people on lower incomes. Maybe the government could move towards supporting people to put money into something where they get a safe return, and the chance for a big win.

“A premium government-led bond-style product, different to the solely prize-based Bonus Bonds which wound up in New Zealand in 2020, could fund public projects, while allowing New Zealanders to grow their money rather than lose money week after week.”

So how did everyday Dutch people react when regular Lotto was banned?

The researchers drew on Dutch inheritance tax archives to create detailed portfolio holdings for 3,618 people, allowing them to track how different groups adjusted their investments after the policy change.

The researchers found that overall, less wealthy people put more money into lottery bonds, while wealthy individuals decreased their holdings.

“Although we didn't observe people’s prior lottery purchases, the magnitude of the move towards lottery bonds indicates that these bonds could be considered a substitute for gambling.”

Age and location mattered too. The researchers found younger people were less likely to take up lottery bonds, while older individuals showed a stronger move into them after the policy change.
The lack of interest in lottery bonds among younger individuals could be seen as a success in the Dutch government’s attempt to curb gambling, says Verdickt.

Lotteries and other forms of gambling remained legal in neighbouring Belgium and Germany, and the researchers say poorer people living farther from those borders were more likely to invest in lottery bonds than those closer by, who may have been tempted across the border.

Channelling the urge to gamble

The regulation of gambling has always been a challenge for governments, say the researchers, pitting concerns for financial stability and addictions against consumer demand.

“Our study shows the Dutch government’s lottery bonds were helpful; they channelled people’s urge to gamble into an instrument that also encouraged saving.”

He says governments like New Zealand’s might consider promoting a form of ‘lottery bond’ as a safer alternative to playing Lotto.

“Of course, these days people have so many options online and in-person when it comes to gambling. You can’t ban the urge to gamble, but you can guide people towards safer channels.

“The lottery bond offered by the Dutch government, for example, wasn’t a perfect investment, but it did provide a better option for many people.”

Read the working paper: Financial Regulation and Household Portfolio Reallocation: The Impact of the 1905 Dutch Lottery Ban: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5261473

Horizon survey: Almost three-quarters of New Zealanders think that honouring Te Tiriti is important for the future of Aotearoa New Zealand

Source: Te Kāhui Tika Tangata Human Rights Commission

For the third year, Te Kāhui Tika Tangata Human Rights Commission has surveyed New Zealanders’ awareness, understanding and attitudes to Te Tiriti o Waitangi, human rights and New Zealand’s constitution.

The survey found that a sense of belonging, respect for human rights, and an understanding of our history are overwhelmingly viewed by New Zealanders as important to Aotearoa’s future. It also highlighted the importance of respectful discussion about Te Tiriti (viewed as important by 78%), positive relationships between Māori and the Crown (83%), and legal and constitutional protection of Te Tiriti (70%).

Conducted by Horizon Research on behalf of the Commission in December 2025, it follows similar surveys in 2024 and 2023.

“Many of the results tell a different story to the narrative of division we have been fed over the past two years,” says the Commission's Indigenous Rights Governance Partner, Dayle Takitimu. “The majority of New Zealanders value Māori culture and traditions, care about the real histories of Aotearoa, and want respectful discussions about Te Tiriti.”  

In December the United Nations Committee on the Elimination of Racial Discrimination called on New Zealand to uphold Te Tiriti, making a specific recommendation to Government to “take measures to counter misinformation and divisive narratives regarding the Treaty and to promote public understanding of its role in advancing harmony and equality”.  The Committee raised concerns about a range of recent government initiatives and warned that weakening Treaty protections “could undermine progress towards reconciliation and risk entrenching historical, structural, and systemic discrimination against Māori”.    

“It’s our hope that this data reassures New Zealanders that they are more united than they think,” adds Takitimu. “We want people to share these numbers far and wide, even the areas where we can do better. Let’s have a discussion about how political rhetoric and misinformation moves us, and how we can all have more constructive discussions in future — tangata whenua and tangata Tiriti.”

What New Zealanders think is important for the future of their country

  • 70% that Te Tiriti is protected in our laws and constitution.
  • 78% respectful discussion of Te Tiriti.
  • 87% everyone knows the country’s history.
  • 83% positive Crown/Māori relationships.
  • 79% protecting and celebrating Māori culture, language and identity.
  • 74% harmonious race relations through honouring Te Tiriti o Waitangi.
  • 91% that human rights are protected in New Zealand’s laws and constitution.
  • 93% that everyone feels a sense of belonging.

* Horizon Research Human Rights and Te Tiriti/Treaty Issues December 2025

The survey also asked respondents to rate their own level of knowledge around Tiriti issues, as well as their awareness of a range of statements. The findings show that people feel well informed about Te Tiriti and have high levels of awareness of a range of basic Treaty facts.

For example, there is strong awareness of the links between Te Tiriti and human rights, with 88% aware that Te Tiriti relates to people’s human rights, and 80% aware that globally agreed human rights standards recognise and protect the rights of Indigenous peoples. Four in five people are aware that the Waitangi Tribunal has made expert findings on what was agreed to through Te Tiriti.  

The Waitangi Tribunal also emerged as the most trusted source of accurate information about Te Tiriti / the Treaty, trusted by 45% of respondents. The Human Rights Commission is named as the fourth most trusted source of accurate information (31%). 17% of respondents said they don’t trust any source.

Of note, areas rating highest in terms of lack of awareness included:

In relation to the signing of the Declaration of Independence/ He Whakaputanga o te Rangatiratanga in 1835 (with 15% of respondents not at all aware of this)

That the Waitangi Tribunal has made expert findings that Māori didn’t give up their sovereignty when they signed the Treaty / Te Tiriti (14% not at all aware)

The tino rangatiratanga guaranteed in the Treaty / Te Tiriti closely aligns with the human right to self-determination (13% not at all aware)

The fact that current checks and balances don’t stop Parliament from passing laws that breach human rights or Te Tiriti (13% not at all aware)

The fact that around 500 Rangatira signed Te Tiriti, while 39 signed the English language Treaty (12% not at all aware).

The findings will be used by the Commission to inform its awareness-raising, research and education activities.

Click to download the full report: Horizon Research Human Rights and Te Tiriti/Treaty Issues December 2025 : https://hrc.us10.list-manage.com/track/click?u=96944bb5abdb8a8e53e15e696&id=3b0524cead&e=f1c48a8452

Household living costs increase 2.2 percent – Household living-costs price indexes: December 2025 quarter – Stats NZ news story and information release

Advocacy – Rejecting Board of Peace right decision but no excuse for NZ to disengage on Palestine – PSNA

Source: Palestine Solidarity Network Aotearoa – PSNA

 

PSNA says for once the New Zealand government has made a good decision for Gaza by refusing to join Trump’s Board of Peace. 

 

But PSNA also says New Zealand must continue to push for complete Israeli withdrawal from Gaza, full resumption of humanitarian aid and a realisation of the basic human rights for Palestinians everywhere, including a right of return.

 

Co-Chair of the Palestine Solidarity Network Aotearoa, John Minto says a complete absence of any elected Palestinians in implementing the Gaza Peace Plan doomed it from the start.

“But then Trump mission-crept his Board of Peace into a personal global fiefdom, as an alternative to the United Nations. His claim to bring peace to the whole world, sounds as imbecilic as a speech from a Miss World contestant.”

 

Minto says the New Zealand government must at last realise that the Israeli government is only interested in destroying Palestinian resistance so it can ethnically cleanse Gaza.

“Netanyahu admits the October peace agreement, which the Board of Peace is ostensibly founded on, is ‘largely symbolic’.”

 

“Israel has re-expanded its area of control to up to three-quarters of the entire Gaza Strip and its ministers are saying Israel will never withdraw, whether the Board of Peace likes it or not.”

“Israeli Prime Minister Netanyahu has just stated Israel will not permit reconstruction to start in Gaza until he is satisfied Hamas has completely disarmed and surrendered.”

 

“The IDF has continued to bomb and shoot Palestinians in Gaza almost every day.  It is bombing Lebanon, despite a peace agreement there too.”

 

“According to the Independent, Israel is also recruiting and arming Palestinian gangs ‘running rampant’ in Gaza to attack Hamas.”

 

Minto says perhaps the most important issue the New Zealand government must consider is that achievement of Palestinian rights can’t be isolated to Gaza, but must include, in particular, the West Bank, where instances of killings of Palestinians by illegal settlers are surging.

 

“Every previous attempt in the past nearly 50 years, and Israel made sure they all failed, from Camp David onwards, was ostensibly based on a comprehensive and universal achievement of Palestinian national rights.”

 

“Real peace can only occur if these are realised, and not subject to Israeli whim and veto,” Minto says.

 

“Trump’s plan for his ‘Riviera of the Middle East’, is built on top of the bones of at least seventy thousand Palestinians, a number that even Israel now admits is true.”

 

“If they are lucky, living Palestinians will get to be janitors and bellhops.”

 

“New Zealand has wisely chosen to walk away from this madness.  But nonetheless our government can’t use this decision as an excuse to walk away from Palestine in order to wash its hands of complicity with a continuing genocide.”

 

“Sanctions on Israel would be a good start.”

 

John Minto

Co-Chair PSNA

Advocacy & Media – Misleading RNZ Headline Creates False Equivalence Between Peaceful Protest and Planned Disruption – PFNZ

Source: Palestine Forum of New Zealand – PFNZ

The Palestine Forum of New Zealand is deeply concerned by RNZ’s headline “Twin protests set to cause traffic woes for Auckland”, which misrepresents the facts and creates a false equivalence between two fundamentally different actions.

For more than two years, pro-Palestinian protests in Auckland, including regular gatherings in Aotea Square, have been conducted peacefully, lawfully, and without causing traffic disruption. These protests are well-established, responsibly organised, and coordinated with authorities. They have consistently respected public safety and the wider community.

In contrast, Destiny Church publicly signalled an intention to illegally occupy the Auckland Harbour Bridge, a major transport artery and critical piece of infrastructure. Such an action would have caused significant disruption and posed serious safety risks.

Framing these two actions as “twin protests” equally responsible for potential traffic disruption is misleading and inaccurate. It unfairly associates a peaceful social justice movement with chaos that it neither planned nor caused.

Responsible journalism requires clarity, context, and precision — particularly when reporting on public protest. Headlines matter. They shape public perception and can unjustly stigmatise communities and movements that have acted responsibly and within the law.

We call on RNZ to reflect on this framing and to ensure that future reporting accurately distinguishes between peaceful, lawful protest and planned unlawful disruption.

The right to peaceful protest is a cornerstone of democracy in Aotearoa New Zealand. It must not be undermined through careless or misleading representation.

New Zealand’s annual exports reach $80 billion – Overseas merchandise trade: December 2025 – Stats NZ news story and information release

Human Rights Commission welcomes cross-party action on modern slavery

Source: Te Kāhui Tika Tangata Human Rights Commission 

Te Kāhui Tika Tangata Human Rights Commission welcomes today’s historic cross-party decision to progress modern slavery legislation in Aotearoa New Zealand.  

Modern slavery affects millions of people globally, with an estimated 8,000 people impacted in New Zealand, including those forced to work against their will, trapped in jobs through debt, or coerced or deceived into exploitative work away from home.

To advance the Modern Slavery Bill, Parliament has used the ‘Rule of 61’ for the first time, which allows backbench Members of Parliament to introduce legislation without going through the random ballot system if they enough have cross-party consensus.  

The cross-party support to place the Bill on the Parliamentary agenda marks a significant moment for New Zealand’s democratic process and demonstrates political cooperation and a shared commitment to protecting people from modern slavery.

“Advancing a modern slavery law is an important step forward for human rights in Aotearoa New Zealand,” said Professor Gail Pacheco, Equal Employment Opportunities Commissioner. “We commend MPs from across the house for working together to confront modern slavery.”

Professor Pacheco said the proposed legislation would strengthen transparency and accountability — two critical tools for preventing exploitation and abuse.  

“As this bill progresses, we look forward to engaging constructively with the Select Committee to help ensure the legislation is robust and effective,” Professor Pacheco added. “Today’s decision is an encouraging signal for both democracy and human rights in New Zealand.”

Employment indicators: December 2025 – Stats NZ information release

Landmark Study Shows Exercise Outweighs Alcohol in Predicting Long Term Survival – Exercise NZ

Source: Exercise NZ

“This research challenges a lot of the conventional wisdom around alcohol and health,”

“It reinforces two important truths: there is no safe level of alcohol for health, and being physically active is one of the most powerful things people can do to improve their long-term wellbeing.”

“One of the most striking findings is that low fitness was consistently linked to poorer outcomes, even among people who didn't drink at all,”

“By contrast, those who remained physically active experienced better long-term health outcomes across all alcohol-intake groups, including occasional drinkers. While exercise isn't a license to drink, this research underlines the powerful role staying physically fit plays in protecting long-term health.”

“Physical activity is one of the most accessible and effective tools we have to improve population health. If we are serious about prevention, longevity and wellbeing, movement needs to be a central part of the conversation”

New landmark international research is reshaping how we think about health, revealing that physical fitness is one of the strongest predictors of long-term survival, often more influential than alcohol consumption patterns.

The peer-reviewed HUNT Study from Norway, published in Sports Medicine in December 2025, analysed data from more than 24,000 adults followed over nearly 17 years. Researchers found that changes in cardiorespiratory fitness over time were a stronger predictor of all-cause mortality than changes in alcohol intake, with people who maintained higher fitness levels experiencing significantly lower risk of early death across all drinking categories.

Importantly, this research highlights physical fitness as a powerful protective factor that plays a critical, and often underestimated, role in long-term wellbeing.

“This research challenges a lot of the conventional wisdom around alcohol and health,” said ExerciseNZ Chief Executive Richard Beddie. “It reinforces two important truths: there is no safe level of alcohol for health, and being physically active is one of the most powerful things people can do to improve their long-term wellbeing.”

Key findings from the study include:

Fitness matters most: Participants who stayed “fit”, defined as above the lowest 20 percent of cardiorespiratory fitness for their age and sex, had significantly lower risk of early death, regardless of whether they abstained from alcohol or drank within recommended limits.
Low fitness carried higher risk: Individuals who remained unfit had a 46–68 percent higher mortality risk compared with fit participants, even when they did not drink alcohol.
Alcohol risk remains: Increased alcohol intake over time was associated with higher mortality risk, reinforcing evidence that alcohol offers no protective health benefit.
Abstention is best for alcohol-related harm: People who did not drink had lower mortality risk than those who consumed small amounts, challenging the long-held belief that “one or two drinks a day” is good for health.

“One of the most striking findings is that low fitness was consistently linked to poorer outcomes, even among people who didn't drink at all,” said Beddie. “By contrast, those who remained physically active experienced better long-term health outcomes across all alcohol-intake groups, including occasional drinkers. While exercise isn't a license to drink, this research underlines the powerful role staying physically fit plays in protecting long-term health.”

ExerciseNZ says the findings add to a growing body of international evidence showing that physical activity not only improves overall health, but also helps buffer the impact of other lifestyle risk factors, reducing the likelihood of chronic disease and premature death.

“Physical activity is one of the most accessible and effective tools we have to improve population health. If we are serious about prevention, longevity and wellbeing, movement needs to be a central part of the conversation,” says Beddie.

Advocacy – Rock through window latest escalation of violence against Palestinian rights supporters – PSNA

Source: Palestine Solidarity Network Aotearoa – PSNA

PSNA has requested an urgent meeting with Police Commissioner Richard Chambers, appealing for cohesive police action against an escalating spate of attacks by Israeli followers, against Palestinians and Palestinian rights supporters, around the country.

Palestinian Solidarity Network Aotearoa says a rock was hurled through the window of well-known New Plymouth activists Kate and Grant Cole last week.

 PSNA Co-Chair Maher Nazzal says attacks from Zionist backers have become more frequent and dangerous over the past year.

“In the case of the Coles, the rock through their window was just the latest in a series of targeted attacks on them and their property.”

 “They have twice endured spraypainted Israeli flags on their fence. Their car tyres were slashed on four different occasions.  They had vile lies about them delivered in letterboxes around their neighbourhood.”

“This time, it was a rock flung through their window with the message “Snap Action – REQ” attached.”

 Nazzal says local police have failed to take these attacks seriously and instead have suggested to the Coles they should spend a lot of money on security systems.”

Nazzal says attacks on activists were increasing even before Trump’s failed “ceasefire agreement” for Gaza was signed on 10 October.

“The pro-Israel lobby is upset their side has failed to keep the genocide in Gaza completely out of public view. They have lost the debate. Poll responses show New Zealanders register two to one that New Zealand should sanction Israel for genocide and recognise a Palestinian state.”

“Israelis and Israel’s supporters are taking their shock and frustration out on Palestine solidarity activists” says Nazzal.

“In the past couple of weeks alone, two women activists were stalked after a protest in Auckland.  There was spray painting and vandalism of PSNA Co-Chair John Minto’s home, an assault on a supporter by an ex-IDF soldier in Auckland and attacks on our supporters in Napier.”

“In contrast, the police have been vigorous in investigating and prosecuting anyone they believed to have been acting for Palestinian rights, such as the broken window at Foreign Minister Winston Peters’ home and an assault on an Israeli soldier holidaying here.”

“In the latter case, the police responded to direct pressure from the Israeli Embassy in Wellington and launched a criminal investigation. Police declared the attack was a ‘hate crime’ against Israelis and argued for bail to be refused. Bail was refused and the attacker received an unprecedented 28-month jail sentence for a first-time assault”

“The police are keen to pull out all the stops for the Israeli Embassy to defend Israeli soldiers fresh from a genocide in Gaza but can’t find the time to take attacks on Palestinians and Palestinian supporters seriously.”

 “With some notable exceptions by individual police offers, the rule seems to be, ‘hit an Israeli and it’s reported as a hate crime and you go to jail.  But hit a Palestine supporter and police look the other way”, Nazzal says.

“The Israeli government is furiously feeding political and media claims of Palestinian rights supporters being motivated by anti-semitism.  It’s working for Israel, especially in the UK and Australia.”

“I suspect that pro-Israel fanatics everywhere feel justified and licenced to respond to these spurious and diversionary anti-semitism claims, by attacking people.”

 “Even when prosecutions of violent behaviour have taken place and attacks proven, New Zealand judges have excused Israeli supporters’ thuggery with no conviction entered.”

“We have had enough of this double standard, which starts with the police and ends with the courts” say Nazzal. “We want serious police action to curb these cowardly thugs who attack our supporters.”

Maher Nazzal
Co-Chair PSNA