Source: Aggregate and Quarry Association of NZ
Finance Sector – Borrowers warned of lender loyalty tax despite improving credit climate
November 18, 2025 – Borrowers are in the box seat to secure better loan deals amid signs of improving credit conditions yet many will still be paying more than they should, according to the Finance and Mortgage Advisers Association of New Zealand (FAMNZ).
FAMNZ managing director Peter White AM said the encouraging credit outlook revealed in credit bureau Centrix’s October Credit Indicator was good reason for borrowers to scale up their ambition.
According to the report, new residential mortgage lending climbed 21.1 per cent year-on-year, with total new household lending up 20.2 per cent.
“Smart borrowers can leverage falling interest rates to help them get a better deal on their loan, provided they have the right plan,” he said.
However Mr White also warned borrowers not to fall into the “loyalty tax” trap, which sees lenders offer new customers lower rates than existing customers.
“Existing borrowers shouldn’t be penalised for years of loyalty by lenders who reward new customers with sweetheart details never offered to them.”
He said that with increased competition in the home loan and personal loan markets, borrowers may be in a stronger position than they realise to secure a better deal.
His advice was to, “regularly review your home loan and personal borrowings and contact your current lender to seek a better rate – and if they don’t deliver, see a mortgage adviser.”
“Don’t just accept what your bank tells you, as mortgage advisers have access to a far wider range of products best suited to your circumstances.”
“There is plenty of competition, and while banks can only sell you their products, a mortgage adviser can tailor a product suited to your unique circumstances.”
Arts Appointments – NZSA announces Fleur Beale ONZM as 2026 NZSA President of Honour
The New Zealand Society of Authors Te Puni Kaituhi o Aotearoa is delighted to announce that Fleur Beale is the NZSA 2026 President of Honour, who will deliver the prestigious NZSA Janet Frame Memorial Lecture in 2026.
This prestigious honour is bestowed on a senior writer and long-serving NZSA member in recognition of their contribution to writing, writers and the literary arts sector in Aotearoa.
Fleur Beale ONZM has written over 50 books and readers for children and young adults plus one non-fiction book for adults. Her books have been shortlisted 13 times for the NZ Childrens and Young Adults Book Awards. She won the NZCYP Young Adult category award in 2011 for Fierce September, which also won the LIANZA Esther Glenn Award. Her book Juno of Taris also won the LIANZA Esther Glenn Award. She has received 16 Storylines Notable Book Awards, and twice won the Storylines Gaelyn Gordon Award for A Much Loved Book for Slide the Corner and I am not Esther. She has had many stories broadcast on Radio New Zealand for both children and adults.
Fleur was awarded the Storylines Margaret Mahy Medal in 2012, and an ONZM for services to literature in 2015, and is the current patron of the Dorothy Neale White Children’s Book Collection at the National Library of New Zealand.
She is a manuscript assessor and a member of the Association of Manuscript Assessors NZ, she has given many workshops on writing to young people and adults, judged many writing competitions and has worked as a mentor. For several years she taught creative writing at night classes and took a workshop on assessment for students at the excellent Whitireia publishing course until cuts kicked in, and the admin stopped employing guest lecturers.
It matters deeply to Fleur that NZ young people have books that resonate with their lives and experiences which is why she started writing books set in our country and with text reflecting the way we speak.
On receiving the President of Honour title, Fleur Beale said “I am quite overwhelmed by the honour. The Society of Authors has been such an important part of my life, it’s so reassuring for a writer working away in what feels like the dark to know the Society has our backs and is there to throw light on tricky matters and support us.
I feel that my appointment is an opportunity to spotlight the importance of writing for children who are, of course, the future readers of books for adults. We need to have a solid cohort of keen readers growing up to advocate for and support NZ writing and publishing.”
NZSA President Dr Vanda Symon says “ “We are delighted to have Fleur Beale as our 2026 NZSA President of Honour. We admire her dediation to childrens' literature and the importance of telling New Zealand stories as the building blocks of literacy and creating life-long readers.”
The NZSA President of Honour delivers the prestigious annual NZSA Janet Frame Memorial Lecture – an event that comments on the literary sector.
NZSA will announce details of this event in 2026.
The New Zealand Society of Authors Te Puni Kaituhi o Aotearoa PEN NZ Inc is the principal organisation representing writers in Aotearoa. Founded in 1934, it administers prizes and awards and runs professional development programmes for writers. The NZSA works across the sector to make NZ writers and NZ books more visible and upholds principles of fair reward and creative rights.
Greenpeace – New Zealand "wins" unenviable climate inaction award at COP30
Source: Greenpeace
University Research – Study reveals major diet inequities among New Zealand adolescents – UoA
A new study has found that many New Zealand adolescents are eating diets high in sugar, salt and unhealthy fats, with young people in more vulnerable circumstances most affected.
Published on 18 November in BMJ Nutrition, Prevention & Health, the research analysed data from more than 4,000 12-year-olds taking part in the Growing Up in New Zealand study, the country’s largest and most diverse longitudinal study of child development. It provides the most up-to-date national insight into adolescents’ diet quality in more than two decades.
Researchers identified two broad dietary patterns among the young people. One, high in refined foods and foods high in sugar, salt and unhealthy fats; the other with higher intakes of core food groups such as fruit, vegetables, protein foods, dairy, and breads and cereals.
The study found significant ethnic and socioeconomic disparities in diet quality.
- Those from food-insecure households were more likely to follow a dietary pattern high in refined foods and foods high in sugar, salt and unhealthy fats compared with those from food-secure homes.
- Adolescents living in rural areas were less likely to follow the dietary pattern high in refined foods and foods high in sugar, salt and unhealthy fats than those living in urban areas.
- Pacific, Māori and Asian young people were more likely to follow the refined, high in sugar, salt and fat dietary pattern when compared to European adolescents.
Professor Clare Wall, Head of the Department of Nutrition & Dietetics at the University of Auckland’s Faculty of Medical and Health Sciences and one of the study’s authors, said the findings highlight deep inequities in the food environment facing young people.
“Our research shows that access to healthy, affordable food is not equal across Aotearoa. Adolescents living in more vulnerable conditions have fewer opportunities to eat well, and that has lifelong consequences for health.”
Co-author Senior Research Fellow Teresa Gontijo de Castro, also from the Department of Nutrition & Dietetics, said the study adds to growing evidence for stronger national action.
“Access to nutritious food shouldn’t depend on where you live or how much you earn. Policy changes are vital to make nutritious food the easy, affordable choice for every young person in New Zealand.”
The researchers are calling for government-led measures to improve the food environment and reduce disparities, including:
• Expanding the Ka Ora, Ka Ako / Healthy School Lunches programme.
• Establishing mandatory restrictions on the marketing of unhealthy foods to children.
• Establishing mandatory rules to limit the availability of unhealthy foods, including the display of the front-of-pack labelling in all packaged foods sold.
• Improving the affordability of healthy foods and fresh produce.
“If we want to improve young people’s health and wellbeing, we must start by improving the food environments they grow up in. Ensuring all young people can access nutritious food is one of the most effective investments we can make in Aotearoa’s future,” said Dr Gontijo de Castro.
Visiting professor at the University of Auckland, Luciana Tomita (Federal University of Sao Paulo-Brazil) was the lead author of this paper. Her visit to New Zealand was funded by the Coordination for the Improvement of Higher Education Personnel (CAPES-Print-Brazil).
Read the full paper here DOI:10.1136/bmjnph-2025-001315
URL: https://doi.org/10.1136/bmjnph-2025-001315
Notes
The study calls for equity-focused nutrition policies to ensure all adolescents can access affordable, good food. |
Education – Open Letter – Opposition to undermining the Independence and Core Functions of the Teaching Council
Source: NZ Principals Federation
PSA and Firefighters Union take urgent legal action to stop reckless FENZ restructure
Source: PSA
Annual food prices increase 4.7 percent – Selected price indexes: October 2025 – Stats NZ news story and information release
National population estimates: At 30 September 2025 – Stats NZ information release
Births and deaths: Year ended September 2025 – Stats NZ information release

